How to apply for a Texas HVAC contractor license and HVAC contractor insurance cost

 

To obtain a Texas HVAC contractors license, you must pay a $115 licensing fee and fulfill one of the following experience requirements:

 

Have at least four years of experience working under the guidance of an HVAC contractor that is licensed within the past six years

Hold a technician certificate that you earned within the past year and have at least three years of experience working under the guidance of a licensed HVAC contractor within the past four years

Qualify for an experience exception based on education or training in a similar field.

Contractors may qualify for a full or partial exemption of the experience requirements by earning an HVAC degree or certification, holding an engineering license, demonstrating related military experience or fulfilling other apprenticeship programs not officially designated by TDLR.

 

HVAC license classes and endorsements

On the application for an HVAC contractor’s license, you must select a combination of license class and endorsement. The option you choose will affect which licensing exam you take, the insurance coverage you need and the equipment you can service. You can choose from:

 

Class A license with Environmental Air Conditioning endorsement

Class B license with Environmental Air Conditioning endorsement

Class A license with Commercial Refrigeration / Process Cooling or Heating endorsement

Class B license with Commercial Refrigeration / Process Cooling or Heating endorsement

Class A license holders are not limited in the size of equipment they can service. Class B license holders can only take jobs on cooling systems if the cooling capacity per unit is less than 25 tons and on heating systems if the heating capacity per unit is below 1.5 million BTUs/h.

 

Contractors with Commercial Refrigeration/Process Cooling or Heating endorsements can only work on coolers, freezers, ice machines and other units with built-in temperature and humidity controls. More about HVACcontractor insurance cost

 

Contractors with Environmental Air Conditioning endorsements can work on all equipment as well as circulation and ventilation systems.

 

HVAC business insurance requirements in Texas

Before you can receive your HVAC contractor license, you must meet the Texas HVAC license and insurance requirements. The HVAC insurance coverage levels vary based on your license class:

 

For Class A licenses, you need commercial general liability insurance. The minimum limits for property damage and bodily injury are $300,000 per occurrence and $600,000 aggregate. The minimum limit for products and completed operations is $300,000 aggregate.

For Class B licenses, you also need commercial general liability insurance. The minimum limits for property damage and bodily injury coverage are $100,000 per occurrence and $200,000 aggregate. The minimum limit for products and completed operations is $100,000 aggregate.

Once you get coverage, you will need to file a certificate of insurance with the department. In addition, it's advised that you carry workers' compensation coverage in Texas if you have employees and commercial auto insurance if your business uses company-owned vehicles.

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